Calculator

Retirement Calculator

Estimate the retirement corpus you may need based on your current lifestyle, future expenses and retirement horizon.

Retirement planning starts with understanding how today's expenses may evolve over time and how much you may need to support your desired lifestyle after retirement. Use this calculator to create an initial estimate based on the assumptions you provide.

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Your inputs

Required corpus vs projected existing savings

Required retirement corpus₹2,78,03,709
Projected existing corpus₹17,00,006

Potential corpus gap of ₹2,61,03,703 based on these assumptions.

Estimated Retirement Corpus

₹2,78,03,709

Illustrative estimate

Estimated Annual Expense at Retirement

₹25,75,122

Estimated Existing Corpus at Retirement

₹17,00,006

Potential Corpus Gap

₹2,61,03,703

Estimated Retirement Period

25 years

Your calculation assumes:

Current age
35 yrs
Retirement age
60 yrs
Inflation rate
6%
Pre-retirement return
12%
Post-retirement return
8%
Life expectancy
85 yrs

This calculator does not assume any additional monthly contributions. To explore regular investments, use the Explore SIP Calculator.

Illustrative calculation only. Retirement corpus estimates depend on assumptions including inflation, investment returns, retirement duration and spending needs. Actual investment outcomes may vary. This calculator is for educational purposes and does not constitute investment advice or a recommendation.

Your Retirement Number Is a Starting Point

A calculator can provide an initial estimate. A broader retirement plan considers your goals, existing assets, income needs, inflation, longevity and changing circumstances.

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